Medical and Travel Insurance
Travel insurance is highly recommended for leisure tours and is required for our adventure tours. The nature of adventure travel is that you are traveling to remote destinations where access is often difficult and medical facilities may be limited or of a standard that is below what you are used to.
Travel insurance will cover you in the event of needing to cancel your tour, lost baggage, medical emergencies and trip interruptions.
To waive the Exclusion of Pre-Existing Medical Conditions for yourself and others specified in the policy, you will need to book your travel insurance within 14 days of paying your trip deposit.
ADVENTURE TOURS
Travel insurance is required if you are taking an adventure tour. Many tour operators require proof of adequate insurance before allowing you on the tour.
To purchase coverage for adventure sports, you will need to select the following package:
My Travel Guard: A “build your own” travel insurance plan. Includes basic and 24-hour emergency travel services. Customize “My Travel Guard” with coverages and limits to meet your specific travel needs. You will need to add the optional coverage upgrade for Adventure Sports Coverage and emergency evacuation. Other optional coverage upgrades include: Cancel for Any Reason, increased medical, emergency evacuation and baggage coverages, Additional Unforeseen Events Upgrade and more.
LEISURE TOURS
The minimum coverage required is the Basic policy however for greater coverage you can review the Gold, Platinum or Silver.
Gold: This is the most popular package of travel insurance & assistance services. Offering comprehensive coverage for individual travelers and families, this plan includes children 17 and under covered at no additional cost. If you purchase within 15 days of initial trip deposit, this plan provides additional benefits for pre-existing medical conditions and financial default. Optional coverage upgrades include Cancel for Any Reason and Medical Evacuation home or to the hospital of choice.
Platinum: This plan is for travelers who want the most comprehensive package of travel insurance coverage and assistance services. If you are looking for the total package that includes the highest level of medical coverage, plus additional benefits when purchased within 15 days of initial trip payment, then choose this plan. The Platinum Plan also covers for pre-existing medical conditions, financial default – even trip cancellation due to job loss and other covered work reasons. You can also upgrade your Platinum Plan to include optional coverages like Cancel for Any Reason and Medical Evacuation home or to the hospital of your choice.
Silver: This plan is for travelers and families who want basic comprehensive coverage and access to our 24-hour emergency travel assistance services. This plan provides even more benefits when purchased within 15 days of initial trip payment, including coverage for pre-existing medical conditions and financial default. Each child 17 and under is covered at no additional cost for each adult that purchases this plan.